The 2027 AML package: a gap analysis for your entity
Regulation (EU) 2024/1624 applies from 10 July 2027 and replaces much of what you do today with directly applicable rules. What direct applicability does to the citations in your own procedures, the three figures from the package that are quoted wrongly almost every time, which of the two roles of the AMLA will ever reach your entity, what harmonised due diligence costs a group, the training obligation extended beyond your employees, and the gap analysis itself: eight rows, four columns, sequenced by lead time rather than by importance. Module 7 of the AML course covers the same package in three lessons; this is the long form of it.
No payment is taken anywhere on this site and no card details are collected. Registering your interest costs nothing and commits you to nothing.
Content version: 23 August 2026
All four modules are open to read and watch in full while enrolment is being prepared. Lesson 1.1 needs nothing at all; the rest needs a free account.
Three courses are published today, all three complete. This is a new project and the catalogue is deliberately small. Everything published has been written from primary sources and is dated.
Most of what you do survives the transition. The work is in the part that does not
Regulation (EU) 2024/1624 applies from 10 July 2027 without a Luxembourg law in between. Almost every obligation you carry is restated rather than removed, but every procedure, policy and template you own cites Luxembourg provisions that will no longer carry the obligation, and nobody is going to do that renumbering for you.
Regulation (EU) 2024/1624 applies from 10 July 2027 and parts of the framework around it do not exist yet: delegated acts and technical standards are still to come, and Directive (EU) 2024/1640 still has to be transposed into Luxembourg law. This course states which of its rows rest on the text as adopted and which rest on an instrument that is still being written, and it does not present a recital as an obligation.
Module 7 of the AML and KYC course covers this same 2027 package in three lessons: what direct applicability changes, the two roles of the AMLA, and a gap analysis sequenced by lead time. This course is the long form of that module. If you own the AML course you already have the summary, and what you are buying here is the detail, the worked gap analysis and its own assessments and certificates. Module 7 is at lesson 7.1.
Content written from the primary sources. Each instrument carries its own verification date in the source register. Content version: 23 August 2026. The instruments this course relies on were verified on 26 August 2026 and each one carries that date in the source register.
Six things, and each one is finished for all four modules
Nothing here is a placeholder and nothing is still to come. What is described below exists now, for the whole course.
Twelve video lessons
All four modules in short lessons, 28:40 of video in total, each lesson built around a single thing you can put in the table and act on.
Full written transcripts
Every lesson has the narration in full as a readable article, so you can read the module instead of watching it, or follow both at once.
An assessment for each module, and a final one
Eight questions per module, pass mark 6. On passing you get a printable certificate carrying your name, the course title, the module, the date and the module runtime. The course closes with a twenty question end-of-course assessment across all four modules, pass mark 14 of 20, which is 70 percent. It opens once all four module assessments are passed, and passing it issues a course completion certificate.
Every legal source linked to its official text
Each lesson ends with its sources, each one resolving to the official text on EUR-Lex, on Legilux or on cssf.lu. Every instrument this course uses is entered in the source register with its own verification date.
A course that says which parts are not written yet
Delegated acts, technical standards and the Luxembourg transposition of the Directive do not exist yet. This course names the rows that wait on them rather than pretending the plan is complete.
The gap assessment worksheet
The structured worksheet against Regulation (EU) 2024/1624, with current position, required position, owner and target date for each change. It saves what you type against your organisation, exports as CSV and prints through the browser.
Four modules
All four modules are published in full, twelve lessons in all, 28 minutes 40 seconds of video. Lesson 1.1 is open to everyone with no account. The remaining eleven lessons, the reading version and the assessments need a free account, so that your progress, your results and your certificates are recorded against your name. The course closes with an end-of-course assessment drawing on all four modules; it is not a module of its own, and it opens once all four module assessments have been passed.
Module 1. What actually changes
What direct applicability does to the citations in your own procedures, the three figures from the package that are quoted wrongly almost every time, and how to sort the whole thing into the pile that is a restatement and the pile that is genuinely new.
Module 2. The AMLA
The two roles of the new authority and which of them will ever reach your entity, the difference between being eligible for consideration and being selected, and the convergence that has already started through the questions your supervisor asks.
Module 3. What changes in substance
Harmonised due diligence and what a group loses when national variation closes, the training obligation documented in its realisation and extended beyond your employees, and the fund and management company overlap that a recital looks at without deciding.
Module 4. Running the gap analysis
The table itself: four columns, about eight rows, every one of them already met in this course, the sequencing rule that decides whether the plan produces anything at all, and how the analysis stays alive through the delegated acts still to come and is summarised to a board in five minutes.
Final item. The end-of-course assessment
Not a module, and last in the course. Twenty questions across all four modules, pass mark 14 of 20, which is 70 percent. Available once the four module assessments have been passed. Passing issues a course completion certificate that records the content version, the runtime of 28 minutes 40 seconds across twelve lessons, and the four module titles.
Module 1 runs 7 minutes 22 seconds, Module 2 runs 6 minutes 39 seconds, Module 3 runs 7 minutes 06 seconds and Module 4 runs 7 minutes 33 seconds, which is 28 minutes 40 seconds of video across twelve lessons. The course closes with an end-of-course assessment of 20 questions drawing on all four modules at a pass mark of 14, which is 70 percent, and which is not a module of its own.
Everything you get for the price
- Video lessonsEvery lesson is a recorded video built around a single point you can act on the same day, with playback speed control.
- Full written transcriptsThe narration of every lesson in full as a readable article, word for word, so you can read the course instead of watching it.
- A reading version that printsThe whole of each published module as one continuous article, typeset for reading in one sitting and for printing or saving as a PDF from the browser.
- An assessment with a certificate of completionEight questions per module, pass mark six, retakeable without limit. Passing issues a printable certificate carrying your name, the module, the date, the content version, the duration as video runtime, the issuing body and the legal references the module covered.
- The artefactsWorking documents, not slides: gap assessment for the 2027 package, source register. They sit inside the course area behind your account, print through the browser, and the gap assessment saves what you type against your organisation and exports as CSV.
- Every legal source linked to its official textEach lesson ends with its sources, each one resolving to the official text on Legilux, on cssf.lu or on EUR-Lex. Nothing is cited without a link.
Stated openly, before you spend anything
- NoNo legal adviceThis is training material. It does not constitute legal or regulatory advice on your entity, your file or your facts, and no lawyer or adviser is engaged by your enrolment.
- NoNo accreditation by any bodyThe certificate of completion is issued by this project alone. It is not accredited, recognised or endorsed by the CSSF, by any other supervisory authority, or by any professional association.
- NoNo guarantee of any career outcomeNothing here guarantees a job, a promotion, an appointment as RC or RR, or approval of any person by any authority.
- NoNo live tuitionThere are no live sessions, no scheduled classes and no tutor. Everything is recorded and written, and you work through it at your own pace.
Access for 12 months from the date of enrolment, including every update published during that period. Updates are published under a dated content version, and the version you were trained against stays on your certificate.
The worksheet the course is built around
This course does not publish artefacts of its own. It uses the two the AML course already publishes, because every row of both is built from the same instruments. They sit inside the course area behind a free account, they print to PDF through your browser, and each one carries the content version and states that it is a working template rather than legal advice.
Two artefacts, shared with the AML course
The gap assessment saves what you type against your organisation, so it can be filled in over several sittings, exported as CSV and printed as a dated, signed off document. The source register is a reference table with nothing to fill in.
How this course is built
The same four checks were applied to every claim in all four modules before they were recorded.
Read against the text
Every article number cited was checked against the Official Journal text of the Regulation, not against a summary of it.
A recital is not an obligation
Where the course rests on a recital rather than on an article, it says so and stops short of stating a rule.
What is not written yet is named
Delegated acts, technical standards and the national transposition are identified as pending rather than described as if they existed.
Sources linked, not listed
Each source resolves to its official page on EUR-Lex, Legilux or cssf.lu, so you can check the course against the instrument.
Compliance officers, conducting officers, in-house counsel and fund and ManCo staff who will have to answer, in 2026 and 2027, what the package changes for this entity and what is being done about it. It assumes you already work under the Luxembourg framework.
The ability to say what direct applicability changes and what it does not, what the citation work in your own documents amounts to, the three figures stated the way the text states them rather than the way they are repeated, which parts of the package are a restatement and which are genuinely new, which of the two roles of the AMLA reaches your entity and which does not, the difference between being eligible for consideration and being selected, what the European data collection templates are already doing to the answers you give, what harmonisation costs a group and in which direction, what the training obligation now covers and who is in it beyond your payroll, what a recital does and does not oblige between a fund and its manager, the eight rows of the gap analysis, and how to sequence them so the plan produces something.
Watch or read the twelve lessons in order, take the eight question assessment at the end of each module, then close with the end-of-course assessment. It takes an evening, and the output is a filled in worksheet rather than a set of notes.
Lesson 1.1 is open to everyone, with no account. Start there, then create a free account to carry on through the remaining lessons, the assessments and the certificates.
The whole course is open now
Twelve lessons across four modules, full transcripts, an assessment with a certificate at the end of each module, and a final course assessment. Nothing is still to come. Enrolment opens shortly.